RBC® British Airways Visa Infinite‡ credit card

*Reward Flights are available to any British Airways Club Members with an Avios balance. In addition to your Avios, the only cash amount required for Reward Flights is a fixed cash amount. Your chosen date of travel will determine whether you pay a peak or off-peak Avios amount. When booking Reward Flights, you can choose all peak dates, all off-peak dates or a mixture of the two. For travel in First, a cash amount to cover taxes, fees and carrier charges will be payable. The taxes, fees and carrier charges will vary dependent on airline and destination and will be calculated when you book your flights. The final fee (i.e. Avios plus payable taxes, fees and carrier charges) will be displayed at the final stage of your booking. To find out more about Reward Flights click here. British Airways Club Terms and Conditions and Conditions of Use apply.

^This offer only applies to new applications for a RBC British Airways Visa Infinite credit card received and approved by Royal Bank of Canada (“Royal Bank”) between July 23, 2025 and February 25, 2026 (“Offer Period”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC British Airways Visa Infinite credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a RBC British Airways Visa Infinite credit card, are not eligible for the offer.

To receive the initial offer of 30,000 Avios (“Initial Bonus”), (i) a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 90 days of your Credit Card Account opening date (“Initial Period”), and (ii) your Credit Card must remain open and in good standing, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. If you are not currently a member of The British Airways Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite credit card. Please note that the address your British Airways Club account is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your British Airways Club account. The Initial Bonus will be awarded to your British Airways Club account, approximately 15 weeks after the date you reach $5,000 in Qualifying Transactions within the Initial Period.

To receive the additional 30,000 Avios (“Additional Bonus”), (i) a separate amount totaling $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within 91 - 180 days of your Credit Card Account opening date (“Subsequent Period”), and (ii) your Credit Card must remain open and in good standing at the time the Additional Bonus are awarded to your British Airways Club account, approximately 15 weeks after the date you reach $5,000 in Subsequent Qualifying Transactions.

For greater certainty, you may qualify for the Additional Bonus notwithstanding not having qualified for the Initial Bonus and likewise, you may qualify for the Initial Bonus and not qualify for the Additional Bonus where the Qualifying Transaction Amount has not been reached.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

If you close or change your RBC British Airways Visa Infinite credit card for another type of RBC Royal Bank credit card before the Initial Bonus and/or the Additional Bonus have been credited to your British Airways Club account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and The British Airways Club programme. For all British Airways Club Terms and Conditions, please visit ba.com/theclub. 

**You will earn 3 Avios points for every $1.00 spent on British Airways purchases, including British Airways Holidays purchases (“British Airways Purchases”) you make on your RBC British Airways Visa Infinite credit card, provided that these purchases have been made directly through British Airways, classified by Visa’s Merchant Category Code MCC 3005 (“BA MCC”).  Even though some merchants as a travel agency or a third-party booking site may sell British Airways flights and products, as well as British Airways Holidays purchases, purchases made at these merchants may not necessarily allow you to earn 3 Avios points for every $1 spent if the merchant is not classified as the BA MCC. Royal Bank of Canada cannot guarantee whether a merchant is classified as the BA MCC and in no event will Royal Bank of Canada be liable or responsible for any claims with respect to a British Airways Purchases made at a merchant that is not classified as the BA MCC. 

You will earn 2 Avios points for every $1.00 spent on dining and food delivery purchases (“Food and Delivery purchases”) you make on your RBC British Airways Visa Infinite credit card at merchants that are classified by the following eligible  Visa’s Merchant Category Code (“Eligible MCCs”):  “Eating Place sand Restaurants” (MCC 5812), “Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques” (MCC 5813), “Fast Food Restaurants” (MCC 5814), are “Dining and Food Delivery”. Government liquor agencies and package stores that sell beer, wine, and liquor do not qualify as part of the “Drinking Places (Alcoholic Beverages)– Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques”. 

Even though some merchants may sell meals and food delivery, purchases made at these merchants may not necessarily allow you to earn 2 Avios points for every $1 spent if the merchant is not classified an Eligible MCC. Also, a merchant that is not classified by an Eligible MCC may be located on the premises of a merchant that is classified by an Eligible MCC, in which case a purchase made at this merchant would not qualify as Food and Delivery purchases. Royal Bank of Canada cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank of Canada be liable or responsible for any claims with respect to Food and Delivery purchases made at a merchant that is not classified as an Eligible MCC. 

You will earn 1 Avios per $1 CAD spent on all other qualifying net purchases when you use your RBC British Airways Visa Infinite card. Avios are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Avios earned by the amounts originally charged. 

Where applicable, Avios are awarded based on the Canadian dollar equivalent of foreign currency purchase transactions. Avios are not refundable, transferable, and have no cash value. Please allow up to eight weeks after transactions are processed to your credit card account for the Avios to be posted to your British Airways Club account.

¶ Members of The British Airways Club can reduce the price of their flight by logging into their Club account, selecting their flights and using their Avios part payment options at the price page. Savings are subject to change. Different savings available per route, travel period, Avios balance and number of people in the booking. Please check full Terms and Conditions.

˜ Eligible Members who spend a minimum of $30,000 CAD on qualifying purchases on their Card in a calendar year (“calendar year” refers to the time period starting from January 1 through to December 31) will receive a maximum of one Companion Voucher for that calendar year. As an Eligible Member, you will be able to apply the Companion Voucher towards the purchase of a flight for a companion travelling with you, on the same Reward Flight (“Companion Ticket”).

Alternatively, for all valid Companion Vouchers earned, you can choose to use your Companion Voucher to make a solo Reward Flight booking, which will entitle you to a 50% discount on the Avios fare for your journey. Taxes, fees and charges for you will still be payable (if travelling solo) or on your companion’s ticket (if travelling with a companion).

Please note that qualifying purchases exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the spend amount by the amounts originally charged.

When booking a Companion Ticket with a Companion Voucher, you can choose to make a full Avios redemption or from other Avios and cash price options (subject to payment of the Taxes, Fees and Charges for each seat). Only one Companion Voucher can be earned in any calendar year. If an Eligible Member reaches their spend target before the end of the calendar year then further spends, it will not accumulate towards another Companion Voucher. Eligible Members can begin earning towards their next Companion Voucher from January 1 each year. Please allow six (6) to eight (8) weeks for the Companion Voucher to be added to your British Airways Club account after meeting the spending requirement.

The Companion Voucher entitles the Eligible Member to purchase a Companion Ticket at the time of booking a Reward Flight, without having to pay for the price of the companion’s flight. The Companion Voucher will be issued in the name of the primary cardholder, who must travel on any Companion Voucher booking. Reservations and bookings for both the Reward Flight of the Eligible Member and the Companion Ticket of the companion must be made at the same time, for the same flight, on the same date, in the same class and cabin and on the same passenger name record (PNR) for travel on the same itinerary.

Eligible Members will be responsible for paying, without limitation, the taxes, fees and carrier charges, related to the Companion Ticket. Prices shown are Reward Flight redemptions. Reward Flights offers customers great value flights with a low, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount. To be eligible for Reward Flight, you need to have collected at least one Avios in the past 12 months. Please find out more about Reward Flights. At the time of publication, a standard Reward Flight booking or a standard Companion ticket booking (non-Reward Flight) would be subject to taxes, fees and carrier charges of approximately $870 return travel from Vancouver to London in economy (World Traveller) and approximately $1,900 per person based on business (World Traveller) travel. To make a booking, (including the Companion Ticket) Eligible Members must visit ba.com and log in using their membership number and PIN/Password. It is not possible to book a Reward Flight or a Companion Ticket by contacting a travel agent, or at the airport.

The Companion Award Voucher may be used for flights operated by British Airways only. Travel on franchise, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada. Companion Vouchers can be used on a one way or return flight. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada.

A Companion Voucher can only be used if and when an Eligible Member is booking a Reward Flight using Avios and cannot be combined with any other offer, promotion, mileage or frequent flyer programme. Full details of fare rules can be found on ba.com. All Reward Flights and Companion Tickets are subject to availability and there is no guarantee Eligible Members will be able to book a flight for a companion on the Eligible Member’s choice of flight and destination. The Companion Voucher is only valid if it has been acquired in accordance with these Terms and Conditions.

A Companion Voucher is valid for twenty-four (24) months from the date it is issued and must be exchanged for a Companion Ticket with travel commencing from Canada before the expiry date on the Companion Voucher. Eligible Members must still have a Card in good standing at the time of travel. British Airways and/or Royal Bank of Canada reserve(s) the right to refuse to issue or to honour any Companion Voucher in the event that the Eligible Member is in breach of either these RBC British Airways Visa Infinite Companion Voucher Terms and Conditions, their RBC Royal Bank Credit Card Agreement or The British Airways Club Terms and Conditions.

A maximum of two Companion Vouchers can be redeemed at any one time on the same booking e.g. [2] Avios reward fares plus [2] Companion Voucher tickets.

The Companion Voucher is not extendable, refundable, transferable, and has no cash or mileage value. At no time may the Companion Voucher be purchased, sold, or bartered but if it is, any such Companion Voucher will become void. Companion Vouchers are applicable to new and future bookings only; they cannot be used to amend or pay for existing bookings.

The Companion Ticket is subject to The British Airways Club Terms and Conditions relating to Companion Vouchers. If the Eligible Member cancels the Companion Ticket booking more than twenty-four (24) hours prior to the scheduled departure of the outbound flight from Canada, British Airways will redeposit the Companion Voucher which will only be valid for the remainder of its original twenty-four (24) month expiry period based on the original date of issue. Reward Flight bookings and Companion Tickets cancelled within twenty-four (24) hours of departure will result in the Companion Voucher and Avios being cancelled without any possibility of being reissued or credited to the Eligible Member. Please visit the full British Airways Club Terms and Conditions.

∞ 10% off British Airways flights when you book on ba.com/RBC10 and pay with your RBC British Airways Visa Infinite card. In order to take part in the 10% promotion, RBC British Airways Visa Infinite cardholders must log in at ba.com/RBC10 using their British Airways Club username and PIN and make a roundtrip booking now through December 31, 2025 and enter the promotional code in the marked box on the Price Quote page of the booking process. A 10% discount is valid on the total roundtrip price, including taxes, fees and carrier charges, on mainline flights operated by British Airways purchased now through December 31, 2025 only. Travel must be fully completed by December 15, 2026 (departure and return). A 10% discount will appear during the final payment page. Fares not purchased through ba.com/RBC10 do not qualify for the discount. Discount is not valid for flights on code share or franchise carriers. All rules of roundtrip fare purchased apply, including advance purchase, minimum stay, weekend add-ons, and cancellation/refund rules. Offer is non-transferable and cannot be combined with any other offer. Valid for new bookings only made by Canadian residents paying in CAD using a valid British Airways Visa‡ card issued by Royal Bank of Canada for round-trip travel commencing from Canada to London and beyond. Discount is taken off the total roundtrip price of every ticket including taxes and fees on the same booking. 10% discount applies for up to eight passengers booked on the same British Airways booking for the same flights. Cardholder must travel to qualify for the 10% discount. Refunds from previously purchased fare types not permitted. The 10% discount not combinable with any other offer and is taken off valid, published fares only and is subject to availability. Offer is subject to British Airways fare rules and conditions of contract available on ba.com and may be limited or withdrawn at any time without advance notice. Other significant restrictions may apply. Newly enrolled members of The British Airways Club, please allow 24 hours to use the promotion code. British Airways, not Royal Bank of Canada, is responsible for the Terms and Conditions of this offer and The British Airways Club program.

¹ Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

² Coverage underwritten by RBC Insurance Company of Canada. Please refer to the insurance certificate for complete details.

³ Coverage underwritten by Aviva General Insurance Company in the province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

⁴ Coverage underwritten by Aviva General Insurance Company.

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details.

^▲ To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) business credit cards and one business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC Card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction. Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases.

^§ Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro ‑ Points Terms and Conditions.

† For more details on the Doordash/RBC Complimentary Program, visit the RBC website.

†† For more details on the RBC and Rexall Linked Loyalty Program, visit the RBC website.

®/™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).