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British Airways American Express® Cards
There's a little holiday in the thing you buy with our range of credit cards offered in conjunction with American Express. Find a Card that's right for you below.
British Airways American Express® Credit Card
Representative 29.1% APR variable.
Credit limit and interest rates depend on the credit assessment of you and may differ from those shown. No annual fee. Terms apply. 18+ UK residents, subject to status.
- Welcome bonus: Collect 5,000 bonus Avios when you spend £2,000 in the first three months of Cardmembership. Eligible new Cardmembers only.¹
- Earn rate: Collect 1 Avios for every £1 spent on purchases¹
- Rewards: Get a Companion Voucher when you spend £15,000 each Cardmembership year.3
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Companion Voucher
Get a Companion Voucher when you spend £15,000 each membership year on the Card, which you can use to either take a companion with you in economy only on the same flight or, if travelling solo, get a 50% discount on the Avios price when you book a British Airways, Aer Lingus or Iberia Reward Flight. Taxes, fees and carrier charges apply per person3.
Ways you can redeem your Companion Voucher
Travel with a companion: The British Airways American Express Credit Card Companion Voucher entitles you to receive a second economy class seat for a companion travelling on the same flight as you for no additional Avios when you make a Reward Flight booking on a British Airways, Aer Lingus or Iberia flight3.
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Choose to fly solo: You can use your Companion Voucher as a solo adult travelling on a Reward Flight booking in Euro Traveller or World Traveller (Economy) or other economy cabins and receive a 50% discount on the Avios price for the flight.
More Avios Pricing Options: Whether you’re planning on travelling with a companion or flying solo, you can access all Avios and Money and Reward Flight options, meaning your trip could cost as little as £5 in cash6
A new way to use your Companion Voucher
Until 31 March 2027, Companion Vouchers can also be redeemed to get back 25% of the Avios used to pay, in part or in full, for a British Airways Holidays package.
British Airways American Express® Premium Plus Card
Representative 135.7% APR variable.
Credit limit and interest rates depend on the credit assessment of you and may differ from those shown. Annual fee applies. Terms apply. 18+ UK residents, subject to status.
- Welcome bonus: Collect 30,000 bonus Avios when you spend £6,000 in the first three months of Cardmembership. Eligible new Cardmembers only.2
- Earn rate: Collect 1.25 Avios for every £1 spent on purchases2
- Rewards: Get a Companion Voucher when you spend £15,000 in a Cardmembership year.4
As of 1 April 2027, you will earn 1 British Airways tier point for every £10 of eligible spend, up to 3,000 tier points each British Airways Club collection year. Unlock more premium British Airways Club benefits as you reach new membership tiers, such as priority check-in and lounge access.5
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Companion Voucher
Get a Companion Voucher when you spend £15,000 each membership year on the Card, which you can use to either take a companion with you in the same flight and cabin or, if travelling solo, get a 50% discount on the Avios price when you book a British Airways, Aer Lingus or Iberia flight. British Airways American Express® Premium Plus Cardmembers will have access to additional British Airways Reward Flight seats within business (Club World) when booking with a Companion Voucher, subject to availability. Taxes, fees and carrier charges apply per person.4
Ways you can redeem your Companion Voucher
Travel with a companion: The British Airways American Express® Premium Plus Companion Voucher entitles you to receive a second seat for a companion travelling on the same flight as you for no additional Avios when you make a Reward Flight booking on a British Airways, Aer Lingus or Iberia flight.
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Choose to fly solo: You can use your Companion Voucher as a solo adult travelling on a Reward Flight booking in any cabin and receive a 50% discount on the Avios price for the flight.
More Avios pricing options: Whether you’re planning on travelling with a companion or flying solo, you can access all Avios & Money and Reward Flight options, meaning a return trip could cost as little as £5 in cash6.
Enhanced availability in Club World: Cardmembers who have earned a Premium Plus Companion Voucher can access tens of thousands of extra Reward seats in Club World (long haul Business Class) when booking a Reward Flight with their Companion Voucher. So whether you're choosing to treat yourself or take a lucky companion with you, you'll be travelling in style.
A new way to use your Companion Voucher
Until 31 March 2027, Companion Vouchers can also be redeemed to get back 25% of the Avios used to pay, in part or in full, for a British Airways Holidays package.
British Airways American Express® Accelerating Business Card
Representative 104.9% APR variable.
Annual fee applies. Terms apply. 18+ UK residents, subject to status.
- Welcome bonus: Collect 30,000 bonus Avios when you spend £5,000 in the first three months of Cardmembership. Eligible new Cardmembers only.1
- Earn rate: Collect 1.25 Avios for every £1 spent on business purchases.2
- Rewards: Receive an extra 10,000 Avios for every £20,000 spent, up to three times a year.3
- Statement credit: Get up to £200 statement credit, each calendar year, when you book through Avios Hotels or when booking Avios car hire, in partnership with Avis and Budget.4
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Reward your business every calendar year
With a tiered Avios annual bonus, for every £20,000 spent on the Card, you will receive 10,000 bonus Avios, up to 3 times each year. From everyday business expenses to larger supplier items you'll collect Avios in line with your business spend. With three individual tiers, your rewards balance evolves with your business. Your Avios Annual Bonus resets on 1 January each year, helping you to keep track of your rewards and maximise Cardmembers’ bonus earning potential.3
Flexible cashflow management
Your Credit Card gives you access up to 56 calendar days without interest payment terms (when you pay your balance in full) or the choice to pay your balance over time with interest5.
Not ready to apply just yet?
We can send the details of our personal British Airways American Express® Cards straight to your email inbox so they’re ready when you are.
A Companion Voucher makes your Avios go further
Use your Companion Voucher to either take someone with you on your Reward Flight for no additional Avios or reduce the amount Avios needed for a Reward Flight by 50% as a solo traveller.
10,000 Avios + £5
Enjoy the freedom of a solo getaway to one of 25 exciting European destinations for only 10,000 Avios + £5 return.
20,000 Avios + £10
Escape the everyday with a continental city break for two. Return flights to Europe for two people start at just 20,000 Avios + £10.
55,000 Avios + £300
Jet off with that special someone to see the bright lights of New York or Dubai for just 55,000 Avios + £300 all in.
*Applies to off-peak return Reward Flights paid in full with Avios.
A new way to use your Companion Voucher
Until 31 March 2027, Companion Vouchers can also be redeemed to get back 25% of the Avios used to pay, in part or in full, for a British Airways Holidays package. Learn more
Pay off your purchases with Instalment Plans
With Plan It from American Express you can spread the cost of your purchases on your BA Amex Card into instalments over 3, 6 or 12 months. Subject to eligibility. Minimum transaction amount of £100. Instalment plans are not subject to interest, but an instalment plan fee is applied. T&Cs apply.
Mais sobre os Avios
Acumular Avios
Além dos voos, também pode acumular Avios em férias, estadias em hotéis e aluguer de carro com os nossos parceiros.
Gastar Avios
Desfrute das suas recompensas gastando os seus Avios em voos, upgrades, estadias em hotéis, aluguer de carro e muito mais.
Comprar Avios
Se não tiver Avios suficientes para trocar por uma recompensa, pode comprar mais Avios. Pode também comprar Avios como presente.
Termos e condições
- Terms, taxes, fees and carrier charges apply per person. For the Credit Card Terms and Conditions apply. Eligible new Cardmembers only. Introductory offers are not available if you currently hold or have held any personal American Express Card product in the past 24 months. Applicants must be UK residents aged 18 years old or over and are subject to approval. For the Credit Card, 5,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £2,000 on goods and services to the Account within three months of Account opening. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. For the Credit Card, you will be awarded 1 Avios for every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Please note this offer is subject to change.
- Terms, taxes, fees and carrier charges apply per person. For the Premium Plus Card Terms and Conditions apply. Eligible new Cardmembers only. Introductory offers are not available if you currently hold or have held any personal British Airways American Express Card product in the past 24 months. Applicants must be UK residents aged 18 years old or over and are subject to approval. For the Premium Plus Card, 30,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £6,000 on goods and services to the Account within three months of Account opening. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. For the Premium Plus Card, you will be awarded 1.25 Avios for every £1 spent, including spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Please note this offer is subject to change.
- British Airways American Express Credit Card Terms and Conditions apply to Avios redemptions. Reward Flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person. Companion Vouchers can only be used when redeeming Avios for a British Airways Reward Flight seat in economy only, including on bookings departing from outside the UK and on Iberia and Aer Lingus, with a 50% Avios reduction for solo travellers. See detailed information on Companion Vouchers or call 0344 493 0750 (calls charged at local rate).
- British Airways American Express Premium Plus Card Terms and Conditions apply to Avios redemptions. Reward Flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person. Companion Vouchers can only be used when redeeming Avios for a British Airways Reward Flight seat in any cabin, including on bookings departing from outside the UK and on Iberia and Aer Lingus, with a 50% Avios reduction for solo travellers. See detailed information on Companion Vouchers or call 0344 493 0750 (calls charged at local rate).
- From 1 April 2027, British Airways American Express Premium Plus Cardmembers will automatically earn 1 British Airways tier point for every £10 spent on purchases charged to your account between 1 April and 31 March each year (“The British Airways Club collection year”), up to a maximum of 3,000 tier points per card, per collection year.
Until 1 February 2027, eligible British Airways American Express Premium Plus Cardmembers can earn up to 2,500 tier points under our promotion offer. You must enrol by 25 January 2027 for spend to count; enrolment is not automatic. Tier points are earned in stages based on eligible Card spend after enrolment, up to a maximum of 2,500 tier points. Promotion Terms and Conditions apply. See more information about tier points on the British Airways Club website. British Airways American Express Premium Plus Card Terms and Conditions apply to tier points.
6. Reward Flights are available to any members of The British Airways Club with an Avios balance. In addition to your Avios, the only cash amount required for Reward Flights is to cover the taxes, fees and carrier charges. Reward Flights are subject to availability. Find out more about Reward Flights.
Os candidatos devem ter 18 anos ou mais. A aprovação está sujeita à condição e aplicam-se os Termos e as Condições.
The information relating to the financial benefits and services of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies.
British Airways Plc registered in England and Wales company no.1777777 of Waterside, PO Box 365, Harmondsworth, West Drayton, Middlesex UB7 0GB, is an introducer appointed representative, for insurance mediation activities only, of American Express Services Europe Limited.
A American Express Services Europe Limited tem sede em Belgrave House, 76 Buckingham Palace Road, Londres, SW1W 9AX, Reino Unido. A empresa está registada em Inglaterra e no País de Gales com o número 1833139 e foi autorizada e é regulada pela Financial Conduct Authority.
1. The 30,000 bonus Avios will be awarded once you have been approved and you have spent and charged a minimum of £5,000 on goods and services to the Account within three months of Account opening. Eligible new Cardmembers only. If you have held a British Airways American Express® Accelerating Business Card or any other American Express® Business Card within the last 12 months, you will not be eligible for the Avios Welcome Bonus. Interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit, are not eligible towards the bonus. Your Account must be in good standing at the time of earning the bonus. All introductory offers are subject to change and can be withdrawn at any time. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
2. Avios for Accelerating Business Card: You will be awarded 1.25 Avios for every eligible £1 spent and charged per transaction. Avios are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit. Please refer to full benefit terms and conditions associated with your Card Account for all eligibility criteria. Avios are issued and redeemed subject to The British Airways Club Terms and Conditions and will be reflected on your British Airways Club account.
3. Accelerating Business Card Annual Bonus: You will be awarded 10,000 bonus Avios (Avios Annual Bonus) once you have spent and charged £20,000 on purchases on your Card, up to three times each calendar year. Interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions and any amounts that are subsequently re-credited to your Card Account by way of refunds or other types of credit, are not eligible towards the bonus. Your Account must be in good standing at the time of earning the bonus. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
4. Statement Credit: British Airways American Express Accelerating Business Cardmembers can earn up to £200 back in statement credits per calendar year on eligible spend at Avios Hotels or when booking car hire through avios.com. Cardmembers are automatically enrolled in this benefit. Eligible spend means any Avios Hotels or any car hire booking made through avios.com and charged to the Card Account, regardless of whether the booking is made by the Main Cardmember or a Supplementary Cardmember. There is no minimum spend, and eligible spend can take place across one or more transactions. Statement credits will be applied to the Card Account within five (5) business days of the qualifying transaction posting. The £200 cap applies per Card Account, per calendar year, and the benefit is available to the primary Cardmember only. Unused credit does not roll over. The benefit resets on 1 January each year. Where a qualifying transaction is later refunded, cancelled or modified, the corresponding statement credit may not be awarded, or may be reversed if it has already been applied.
5. Cashflow for Accelerating Business Card: The maximum amount of time for interest free payment on purchases is 56 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date. If you only make a minimum payment every month, then interest rates will apply, and it will take you longer to pay off your balance.
Information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies. British Airways Plc registered in England and Wales company no.1777777 of Waterside, PO Box 365, Harmondsworth, West Drayton, Middlesex UB7 0GB, is an introducer appointed representative, for insurance mediation activities only, of American Express Services Europe Limited.
The British Airways American Express Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.