Prime + 6.4% for purchases and cash advances
Your annual percentage rate may vary. The rate is determined by adding
6.4% to the Prime Rate published in The Wall Street Journal. As of
October 15, 1997, the Prime Rate was 8.5%, resulting in an Annual
Percentage Rate of 14.9%.
Purchases - 25 Days, Cash Advance: None. No interest on current
purchases if prior statement was paid in full by due date. When a
finance charge is payable, interest is assessed by 2 cycle average daily
balance computation method including new purchases.
Annual Administration Fee $75.00
Late Payment Fee - Late fees are imposed 5 days after payment due date.
$18.00*
Cash Advance Fee 2% of the cash advance amount; minimum $2, maximum $30.
Bad Check Fee $15.00*
Overlimit Fee $18.00*
Lost Card Fee No charge if card is replaced through normal postal
delivery. If overnight delivery is requested, charge will be $10 per
card delivered.
Duplicate Copy of Merchant Sales Receipt $5.00*
Duplicate Copy of Monthly Billing Statement $5.00*
*10.00 for residents of California.
