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Collecting Avios with credit cards

With our British Airways American Express® Credit Cards, you can collect Avios even when you are not flying, on almost every purchase you make.

Already a Cardmember? Refer a friend and earn bonus Avios once they are approved.

British Airways American Express® Credit Card

A British Airways American Express Credit Card.

Receive 5,000 bonus Avios welcome offer, if you spend £1,000 in your first three months of Cardmembership1. Get closer to your next adventure with our Avios welcome offer.

 

 

Terms and Conditions apply

Apply now

British Airways American Express® Premium Plus Card

A British Airways American Express Premium Plus Card.

Receive 25,000 bonus Avios welcome offer, if you spend £3,000 in your first three months of Cardmembership2. Get closer to your next adventure with our Avios welcome offer.

Terms and Conditions apply

Apply now

Representative 22.9% APR variable. Based on assumed credit limit of £1200. Interest rate for purchases: 22.9% p.a. variable.

Card type: Credit Card with a variable credit limit.
Annual fee: no annual fee.

Representative 76.0% APR variable. Based on £195 annual fee, assumed credit limit of £1200. Interest rate for purchases: 22.9% p.a. variable.

Card type: Credit Card with a variable credit limit.
Annual fee: £195.

Earn Avios every day

  • Collect 5,000 bonus Avios when you spend £1,000 within the first three months of Cardmembership¹.
  • Collect 1 Avios for every £1 spent on purchases1.
  • Add complimentary Supplementary Cards to your Account for those close to you so you can build up your Avios balance faster3.
  • Automatic enrolment in the Executive Club for new Cardmembers.

The fastest way to earn Avios

  • Collect 25,000 bonus Avios when you spend £3,000 within the first three months of Cardmembership².
  • Collect 1.5 Avios for every £1 spent on purchases2.
  • Collect 3 Avios for every £1 spent with British Airways flights and holidays2.
  • Add complimentary Supplementary Cards to your Account for those close to you so you can build up your Avios balance faster3.
  • Automatic enrollment in the Executive Club for new members.

Get 2-for-1 travel

Get 2-for-1 travel with a Companion Voucher when you spend £20,000 each membership year on the Card, which you can use to take a companion with you in the same flight and cabin when you redeem Avios for a British Airways reward flight. Taxes, fees and carrier charges apply.

Learn more about Companion Vouchers

Companion Voucher Terms and Conditions

Get 2-for-1 travel

Get 2-for-1 travel with a Companion Voucher when you spend £10,000 each membership year on the Card, which you can use to take a companion with you in the same flight and cabin when you redeem Avios for a British Airways reward flight. Taxes, fees and carrier charges apply.

Learn more about Companion Vouchers

Companion Voucher Terms and Conditions

Travel benefits

From Travel Accident insurance cover to preferential travel arrangements, we’ll help you along the way:

  • Global Assist® provides help when you travel outside of the UK, in you own language, 24/7 5.
  • Travel accident insurance protects you for up to £75,000 on public transport when you buy your ticket on your Card 5.

Travel benefits

Enjoy our travel protection benefits when you travel with us:

  • Global Assist® provides help when you travel outside of the UK, in you own language, 24/75.
  • Travel accident insurance protects you for up to £250,000 on public transport when you buy your ticket on your Card5.
  • Travel inconvenience insurance covers flight cancellations, delays and delayed luggage when you pay with your Card. exclusions that may apply 5.
  •       £200 for flight delay, overbooking or missed connection.
  •       £750 for baggage delayed by airline for 6 hours.
  •       An additional £1,000 for extended baggage delay by airline.

Eligibility

To save you time before applying for your British Airways American Express Card, it's worth making sure you can say yes to all the following:

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • And if self–employed, I have been working for more than one year
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any British Airways American Express Card products in the past six months

If you've said yes to all of these, then step this way. Your application could take less than 10 minutes and we may be able to give you a response in less than 60 seconds.

Apply now

Eligibility

To save you time before applying for your British Airways American Express Premium Plus Card, it's worth making sure you can say yes to all the following:

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • And if self–employed, I have been working for more than one year
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any British Airways American Express Card products in the past six months

If you've said yes to all of these, then step this way. Your application could take less than 10 minutes and we may be able to give you a response in less than 60 seconds.

Apply now

collapsedshowWorld-class service

Enjoy peace of mind when you spend on the Card as well as preferential access to sought after events:

  • Enjoy Refund Protection on all eligible items you buy on your Card in the UK. Items are covered for up to 90 days and we’ll replace or refund up to a maximum of £200 on the British Airways American Express Credit Card and £300 on the Premium Plus Card, even if the retailer won’t.5
  • Your Purchase Protection means that if you bought an eligible item with your Card and it’s stolen or damaged within 90 days of purchase, we’ll replace or repair it, or refund you up to £2,500 per eligible item.5
  • If you don’t recognise a purchase, we’ll remove it from your Account immediately, and investigate it as part of our online fraud guarantee.
  • Enjoy access to purchase tickets to some of the hottest tickets in town with American Express Invites.
collapsedshowRefer a friend and earn bonus Avios

If you are already a British Airways American Express Cardmember, why not share the benefits? We’ll thank you with bonus Avios when you introduce friends and family members to the Card, once they apply and have been approved. We’ll also welcome them with an Avios bonus6.

Refer a friend

collapsedshowHow many Avios could I earn?

Use our calculator to see how your Avios could stack up when you combine your everyday spending with our welcome bonus.

Try our Avios calculator

collapsedshowTerms and Conditions
  1. For the Credit Card, 5,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £1,000 on goods and services to the account within three months of account opening. For the Credit Card, you will be awarded one Avios for virtually every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months. Please note, it can take up to one month for the bonus Avios to be awarded to your account once you have met the required spend.
  2. For the Premium Plus Card, the 25,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the account within three months of account opening. For the Premium Plus Card, you will be awarded 1.5 Avios for every £1 spent and charged per transaction, and 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess off your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months. Please note, it can take up to one month for the bonus Avios to be awarded to your account once you have met the required spend.
  3. Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over. Written details available on request.
  4. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
  5. Terms and conditions apply to the  British Airways American Express credit card insurance. Please see the Insurance terms and conditions.  Please read this to understand the limits and exclusions that may apply. Terms and Conditions apply to the British Airways American Express Premium Plus Card insurance. Please see Please see the insurance terms and conditions for full details. Please read this to understand the limits and exclusions that may apply.
  6. Please ensure that prior to providing American Express with your friend's details, they are happy for you to do so. We will use their email address to send them details of the British Airways American Express Card. We will not retain these details after sending this email nor will these details be used for any other purpose. You must refer your friend via the referral link provided to be eligible for this offer. You may recommend as many friends as you wish but you will only receive a maximum of 90,000 referral bonus Avios per calendar year. 
    Please read this to understand the limits and exclusions that may apply.

Applicants must be 18 years old or over. Approval subject to status and Terms and Conditions apply.

The information relating to the financial benefits and services of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies.

British Airways Plc registered in England and Wales company no.1777777 of Waterside, PO Box 365, Harmondsworth, West Drayton, Middlesex UB7 0GB, is an introducer appointed representative, for insurance mediation activities only, of American Express Insurance Services Europe Limited.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

American Express adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.

New to the Executive Club?

If you're not an Executive Club member already, we’ll automatically enrol you into the Club when you get your British Airways American Express Credit Card. You’ll then be able to collect even more Avios on British Airways flights, holidays, selected car rentals and hotels as well as through other British Airways Executive Club partners.