Executive Club

British Airways American Express® Cards

We offer a range of Credit Cards in conjunction with American Express. Find a Card that’s right for you below.

There's a little holiday in the things you buy

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We can send the details of our personal British Airways American Express® Cards straight to your email inbox so they’re ready when you are. 

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British Airways American Express® Credit Card

Representative 31.0% APR variable. No annual fee. Assumed £1,200 credit limit with 31.0% per annum variable purchase rate. T&Cs apply.

  • Welcome bonus: Get 5,000 bonus Avios when you spend £2,000 in the first 3 months of Cardmembership. New Cardmembers only¹
  • Earn rate: Collect 1 Avios for every £1 spent on purchases¹
  • Rewards: Get a Companion Voucher when you spend £12,000 each membership year which is now more flexible than ever. From 1 November you will need to spend £15,000 within each membership year to earn a Companion Voucher. T&Cs apply.
Apply now

Companion Voucher

Companion Vouchers are even more valuable and flexible than ever and can now be enjoyed with a companion or solo. Get a Companion Voucher when you spend £12,000 each membership year on the Card, which you can use to either take a companion with you in economy only on  the same flight or, if travelling solo, get a 50% discount on the Avios price when you book a British Airways, Aer Lingus or Iberia Reward Flight. Taxes, fees and carrier charges apply per person4

*From 1 November you will need to spend £15,000 within each anniversary year to earn a Companion Voucher. For example, if your next anniversary date is 1 Feb 2025 you would need to either spend £12,000 by 31 October 2024 or spend £15,000 by 31 January 2025 to earn your Companion Voucher for this membership year.

Ways you can redeem your Companion Voucher 

Travel with a companion: The British Airways American Express Credit Card Companion Voucher entitles you to receive a second economy class seat for a companion travelling on the same flight as you for no additional Avios when you make a Reward Flight booking on a British Airways, Aer Lingus or Iberia flight4.  

Or 

Choose to fly solo: You can use your Companion Voucher as a solo adult travelling on a Reward Flight booking in Euro Traveller or World Traveller (Economy) or other economy cabins and receive a 50% discount on the Avios price for the flight. 

More Avios Pricing Options: Whether you’re planning on travelling with a companion or flying solo, you can access all Avios and Money and Reward Flight Saver (RFS) options, meaning your trip could cost as little as £1 in cash6

Travel benefits

From Travel Accident insurance cover to preferential travel arrangements, we’ll help you along the way*:

  • Global Assist® provides help when you travel outside of the UK, in your own language, 24/7 7.
  • Travel accident insurance protects you for up to £75,000 on public transport when you buy your ticket on your Card7.

*When enrolled in No Additional Charge Insurance

Eligibility

To save you time before applying for your British Airways American Express Credit Card, it's worth making sure you can say yes to all the following:

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • And if self–employed, I have been working for more than one year
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express® Cards in the past 24 months.

If you've said yes to all of these, then step this way. Your application could take less than 10 minutes and we may be able to give you a response in less than 60 seconds.

British Airways American Express® Premium Plus Card

Representative 139.9% APR variable. £300 annual fee. Assumed £1,200 credit limit with 31.0% per annum variable purchase rate. T&Cs apply.

  • Welcome bonus: Get 30,000 bonus Avios when you spend £6,000 in the first 3 months of Cardmembership. New Cardmembers only.2
  • Earn rate: Collect 1.5 Avios for every £1 spent on purchases2
  • Rewards: Get a Companion Voucher when you spend £10,000 each membership year which is now more flexible than ever. From 1 November you will need to spend £15,000 within each membership year to earn a Companion Voucher. T&Cs apply.
  • Go further: Collect 3 Avios for every £1 spent on British Airways flights and holidays 2
Apply now

Companion Voucher

Companion Vouchers are even more valuable and flexible than ever and can now be enjoyed with a companion or solo. Get a Companion Voucher when you spend £10,000 each membership year on the Card, which you can use to either take a companion with you in the same flight and cabin or, if travelling solo, get a 50% discount on the Avios price when you book a British Airways, Aer Lingus or Iberia flight. British Airways American Express® Premium Plus Cardmembers will have access to additional British Airways Reward Flight seats within business (Club World) when booking with a Companion Voucher, subject to availability. Taxes, fees and carrier charges apply per person5

*From 1 November you will need to spend £15,000 within each anniversary year to earn a Companion Voucher. For example, if your next anniversary date is 1 Feb 2025 you would need to either spend £10,000 by 31 October 2024 or spend £15,000 by 31 January 2025 to earn your Companion Voucher for this membership year.

Ways you can redeem your Companion Voucher 

Travel with a companion: The British Airways American Express® Premium Plus Companion Voucher entitles you to receive a second seat for a companion travelling on the same flight as you for no additional Avios when you make a Reward Flight booking on a British Airways, Aer Lingus or Iberia flight.

Or 

Choose to fly solo: You can use your Companion Voucher as a solo adult travelling on a Reward Flight booking in any cabin and receive a 50% discount on the Avios price for the flight. 

More Avios Pricing Options: Whether you’re planning on travelling with a companion or flying solo, you can access all Avios and Money and Reward Flight Saver (RFS) options, meaning your trip could cost as little as £1 in cash6

Enhanced availability in Club World: Cardmembers who have earned a Premium Plus Companion Voucher can access tens of thousands of extra Reward seats in Club World (long haul Business Class) when booking a Reward Flight with their Companion Voucher. So whether you're choosing to treat yourself or take a lucky companion with you, you'll be travelling in style. 

Travel benefits

Enjoy our travel protection benefits when you travel with us*:

  • Global Assist® provides help when you travel outside of the UK, in your own language, 24/77.
  • Travel accident insurance protects you for up to £250,000 on public transport when you buy your ticket on your Card6.
  • Travel inconvenience insurance covers flight cancellations, delays and delayed luggage when you pay with your Card. exclusions that may apply7.
  • £200 for flight delay, overbooking or missed connection.
  • £750 for baggage delayed by airline for 6 hours.
  • An additional £1,000 for extended baggage delay by airline.

*When enrolled in No Additional Charge Insurance

Eligibility

To save you time before applying for your British Airways American Express Premium Plus Card, it's worth making sure you can say yes to all the following:

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • And if self–employed, I have been working for more than one year
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal British Airways American Express Cards in the past 24 months.

If you've said yes to all of these, then step this way. Your application could take less than 10 minutes and we may be able to give you a response in less than 60 seconds.

A Companion Voucher makes your Avios go further

You can get away for fewer Avios than you might think with a British Airways American Express Companion Voucher.

Use your Companion Voucher to either take someone with you on your Reward Flight for no additional Avios or reduce the amount Avios needed for a Reward Flight by 50% as a solo traveller. 

How would you use yours?

10,000 Avios

Enjoy the freedom of a solo getaway to one of 25 exciting European destinations for only 9,250 Avios + £1 return. 

Find out more

20,000 Avios

Escape the everyday with a continental city break for two. Return flights to Europe for two people start at just 18,500 Avios + £2.

Find out more

50,000 Avios

Jet off with that special someone to see the bright lights of New York or Dubai for just 50,000 Avios + £200 all in.

Find out more

*Applies to off-peak return Reward Flight Saver flights paid in full with Avios.

Service like no other

Enjoy refund protection on all eligible items you buy using your Card in the UK.

We cover items up to 90 days and will replace or refund items up to a maximum of £200 on the British Airways American Express® Credit Card and £300 on the Premium Plus Card and the Accelerating Business Card, even if the retailer won’t.

Collect up to 90,000 Avios by inviting your friends

You can collect up to 90,000 Avios per calendar year when you refer friends to take out a personal BA Amex Card and as soon as they’re approved. We’ll also welcome them with bonus Avios too. Terms apply. See link for full details. 

Log in to refer a friend

Pay off your purchases with Instalment Plans

With Plan It from American Express, you can spread the cost of your purchases on your BA Amex Card into instalments over 3, 6 or 12 months. Subject to eligibility. Minimum transaction amount of £100.

Learn more

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Collecting Avios

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Spending Avios

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Buying Avios

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Updates to the Companion Voucher

From 1 November 2024, the required spend to qualify for a Companion Voucher will increase from £10,000 (British Airways American Express® Premium Plus Card) or £12,000 (British Airways American Express® Credit Card) to £15,000 within a membership year. This change will be relevant to the Amex Cardmembership year applicable on 1 November 2024 and thereafter.

Until 31 October 2024, existing Cardmembers can obtain their Companion Voucher by reaching the current spend target of £12,000 (Credit Card) or £10,000 (Premium Plus). From 1 November 2024, Cardmembers will need to reach the new £15,000 target, regardless of which Card type is held, before their membership year ends to earn their Companion Voucher. Purchases already made in the current membership year count towards the new target. 

  1. Terms, taxes, fees and carrier charges apply per person. For the Credit Card Terms and Conditions apply. Introductory offers are not available if you currently hold or have held any personal American Express Card product in the past 24 months. Applicants must be UK residents aged 18 years old or over and are subject to approval. For the Credit Card, 5,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £2,000 on goods and services to the Account within three months of Account opening. For the Credit Card, you will be awarded 1 Avios for every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. New Cardmembers only. Please note this offer is subject to change.​
  2. Terms, taxes, fees and carrier changes apply per person. For the Premium Plus Card Terms and Conditions apply. Introductory offers are not available if you currently hold or have held any personal British Airways American Express Card product in the past 24 months. Applicants must be UK residents aged 18 years old or over and are subject to approval. For the Premium Plus Card, 30,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £6,000 on goods and services to the Account within three months of Account opening. For the Premium Plus Card, you will be awarded 1.5 Avios for every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. New Cardmembers only. Please note this offer is subject to change.​
  3. Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over. Written details available on request.
  4. BA American Express Credit Card Terms and Conditions apply to Avios redemptions. Reward Flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person. Companion Vouchers can only be used when redeeming Avios for a British Airways Reward Flight seat in economy only, paid with Avios. Detailed information on Companion Vouchers can be found here or by calling 0844 493 0750 (calls cost 7p per minute plus your telephone company’s network access charge). Companion Vouchers earned from 1 September 2021 can be used on bookings departing from outside of the UK as well as allowing the Companion Voucher holder to benefit from a 50% reduction in Avios when making a Reward flight booking with their Companion Voucher as a solo traveller. Only vouchers earned after 1 September 2021 can be used on Iberia and Aer Lingus. Visit here for full Companion Voucher Terms and Conditions.
  5. BA American Express Premium Plus Card Terms and Conditions apply to Avios redemptions. Reward Flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person. Companion Vouchers can only be used when redeeming Avios for a British Airways Reward Flight seat in any cabin, paid with Avios. Detailed information on Companion Vouchers can be found here or by calling 0844 493 0750 (calls cost 7p per minute plus your telephone company’s network access charge). Companion Vouchers earned from 1 September 2021 can be used on bookings departing from outside of the UK, as well as allowing the Companion Voucher holder to benefit from a 50% reduction in Avios when making a Reward Flight booking with their Companion Voucher as a solo traveller. Access to Reward Flight seats within Club World (business class) is available for British Airways Premium Plus Companion Vouchers earned from 1 September 2021. Only vouchers earned after 1 September 2021 can be used on Iberia and Aer Lingus. Visit here for full Companion Voucher Terms and Conditions
  6. Reward Flights are available to any Executive Club Members with an Avios balance. In addition to your Avios, the only cash amount required for  Reward Flights is to cover the taxes, fees and carrier charges. Reward Flights are subject to availability. To find out more about Reward Flights and/or Reward Flight Saver visit here.
  7. Terms and Conditions apply to the British Airways American Express credit card insurance. Please see the Insurance Terms and Conditions. Please read this to understand the limits and exclusions that may apply. Terms and Conditions apply to the British Airways American Express  Premium Plus Card insurance. Please see the insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply. 

Applicants must be 18 years old or over. Approval subject to status and Terms and Conditions apply.

The information relating to the financial benefits and services of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies.

British Airways Plc registered in England and Wales company no.1777777 of Waterside, PO Box 365, Harmondsworth, West Drayton, Middlesex UB7 0GB, is an introducer appointed representative, for insurance mediation activities only, of American Express Insurance Services Europe Limited.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.