Credit Cards

The more you put on, the more you’ll take off.

British Airways American Express® Cards

Apply today for one of the British Airways American Express Credit Cards and your everyday spend will soon convert to something you won't see everyday.

Jet-off faster to destinations like St Lucia and New York by taking advantage of our introductory bonus Avios offers.

 

Already a British Airways American Express Cardmember?

  • If you already have a British Airways American Express Credit Card, introduce a friend and receive 4,000 bonus Avios.

  • If you already have a British Airways American Express Premium Plus Card, introduce a friend and receive 9,000 bonus Avios.


Introductory bonus Avios offers

 

British Airways American Express Credit Card

British Airways American Express Credit Card.
  • Collect 3,000 bonus Avios when you spend £500 within the first three months of
    Cardmembership.¹
  • Collect 1 Avios for virtually every £1 you spend.²
  • Redeem your Avios on a British Airways flight, and if you’ve spent £20,000 on your Card4 in one year, we’ll give you another ticket for a companion, for the same flight and cabin.

Learn more about this Card

Representative 15.9% APR variable*
*The APR applicable to you will depend on your individual circumstances.

British Airways American Express Premium Plus Card

British Airways American Express Premium Plus Card.
  • Collect 18,000 bonus Avios when you spend £3,000 within the first three months of Cardmembership.1
  • Collect 1.5 Avios for virtually every £1 you spend² and earn double Avios on British Airways flights and holidays.3
  • Redeem your Avios on a British Airways flight, and if you’ve spent £10,000 on your Card4 in one year, we’ll give you another ticket for a companion, for the same flight and cabin.

 

Learn more about this Card
Representative Example: Representative 56.4% APR variable. Based on £150 annual fee, assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable.
 

Terms and conditions

*Your APR Explained - As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history.  Your personal APR for purchases will be 15.9% APR (variable) or 19.9% APR (variable).   At least 51% of our customers receive our best purchases rate of 15.9%. Customers accepted at either our best rate 15.9% or second rate of 19.9% will receive the same level of rewards, servicing and other benefits.

  1. Offers are only available to New Cardmembers, if you have had a British Airways American Express Card in the last 6 months you will not be eligible for the bonus Avios. 3,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £500 on goods and services to the account within three months of account opening.  Please note this offer is subject to change.  Please note that it can take up to one month for bonus Avios to be awarded to your account.

    Premium Plus Cardmembers - 18,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the account within three months of account opening. If you are a British Airways American Express Credit Card or British Airways American Express Premium Cardholder, you will not be eligible for this offer and this is not an offer to upgrade. Please note this offer is subject to change. Please note that it can take up to one month for bonus Avios to be awarded to your account.

  2. For the Credit Card, you will be awarded 1 Avios for virtually every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and
    American Express Credit Card finance charges. Written details available on request.

    For the Premium Plus Card, you will be awarded 1.5 Avios for virtually every £1 spent and charged per transaction, and 3 Avios for virtually every £1 you spend direct on
    British Airways flights and holidays. Avios  are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and
    American Express Credit Card finance charges. Written details available on request.

  3. Applicable bookings made direct with British Airways and British Airways Holidays. For details contact British Airways. Eligible fares only. Terms and Conditions apply.

  4. Subject to availability. Taxes, fees and charges remain payable on the British Airways (BA) American Express (Amex) Card. British Airways Executive Club Terms and Conditions apply and can be found at ba.com/conditions. Once Cardmembers reach the applicable billed expenditure target on their BA/Amex Card (the “Target”), they will receive a Companion Voucher. The Voucher can only be used by the main Cardmember, who must select/advise at the time of booking that they wish to redeem their Companion Voucher. Companion Vouchers can only be used when redeeming Avios for a BA reward flight, paid in full with Avios. All vouchers will be issued in the name of the main BA/Amex Cardmember who must travel with their companion on any booking made with the Voucher. The Companion Voucher is only valid if it has been acquired in accordance with the rules of this promotion. Companion Vouchers must be exchanged for a return ticket and all outbound travel from the UK must be taken before the expiry date of the Voucher(s), which is 12 months from the date of issue for Classic and Premium Cardmembers and 24 months from the date of issue for Premium Plus Cardmembers. Only Premium Plus Cardmembers can redeem two Companion Vouchers when booking a return flight for four passengers without incurring the flight price for two persons travelling on that same flight. Companions must travel with the Cardmember on both the outbound and inbound journeys. Tickets booked by phone need to be booked at least 48 hours in advance. The Target varies depending on the type of BA/Amex Card that the Cardmember holds: Classic Cardmembers – £20,000, Premium Cardmembers - £15,000, Premium Plus Cardmembers - £10,000. Cardmembers must have accrued the Target within a 12-month period ending each year on the anniversary of their Card account start date. Spend from the previous anniversary year will not be carried over. Spend towards the Voucher must be charged to the account before the anniversary date. Any spend on the Card made before the anniversary date but not charged to the account until after the anniversary date will not be eligible. Anniversary date details can be found on the Card account statements, or online by logging in at americanexpress.co.uk or by calling the number on the back of the Card. Companion Vouchers cannot be used in conjunction with any other promotion. One Companion Voucher per main Cardmember per year. Companion Vouchers are not extendable. Reward Flights and Companion Vouchers may only be used for flights on
    British Airways mainline services which have a BA prefixed flight number. Travel on franchises, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time as the outward journey is booked. All travel must originate in and return to the UK. The Voucher helpline is 0844 493 0750 open 7:30am – 8pm 7 days a week. The promoters are British Airways Plc, Waterside, Speedbird Way, Harmondsworth, UB7 0GB. Registered in England 1777777 and American Express Services Europe Limited, Registered office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX, UK, Registered in England and Wales Number: 1833139. 

Written details are available on request. Subject to terms and conditions. Applicants must be 18 years old or over. Approval subject to status. The information relating to the financial benefits and services of the Card is the responsibility of American Express Services Europe Limited and
British Airways accepts no responsibility for inaccuracies.

Registered Office: The British Airways American Express Cards are offered by American Express Services Europe Limited. Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Company Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 [415532] for the provision of payment services.