Benefits and features

The British Airways American Express Credit Card is the fee free card that enables you to collect BA Miles on everyday spend. Typical 19.9%APR variable

Clock up BA Miles faster

• Collect 1,000 bonus BA Miles when you spend £500 within the first 3 months of Card membership¹
• Collect 1 BA Mile for virtually every £1 you spend²
• If you’re not an Executive Club member already, you will automatically be enrolled when you get your British Airways American Express Card. That means you can collect even more BA Miles on British Airways flights, BA Holidays, selected car rentals and hotels as well as through other British Airways Executive Club partners

Get a Companion Voucher

Redeem your BA Miles on a British Airways flight, and if you've spent £20,000 on your Card in one year, we'll give you another ticket for a companion, for the same flight³.

Frequently asked questions

Membership benefits

Share the benefits
Free Additional Cards for your friends and family to help you clock up BA Miles even faster⁴.

Online Fraud Guarantee
Shop online with confidence. You will not be held responsible for unauthorised online purchases⁵.

Travel Accident Benefit
You'll receive up to £75,000 worth of Travel Accident Benefit when you use the Card to book public transport or scheduled flight tickets⁶.

Purchase Protection
For eligible items which are stolen or damaged accidentally, the purchase protection benefit will replace, repair or refund the item for up to 90 days after the date of purchase⁶.

Refund Protection
Assured product satisfaction. Should any UK retailer refuse you a refund for any eligible items within 90 days of purchase, American Express will refund the purchase price⁶.

Emergency Card Replacement
Should your Card be lost, damaged or stolen, American Express can get a replacement to you virtually anywhere in the world.

1. If approved for the British Airways American Express Credit Card you will receive 1,000 bonus BA Miles when you spend a minimum of £500 on goods and services purchased and charged to the account within 90 days of account opening.
2. For the Credit Card, you will be awarded 1 BA Mile for virtually every £1 you spend. BA Miles are not earned on Balance transfers, Cash Advances, American Express Travellers Cheques purchases, Foreign Exchange and Express Cash transactions, interest, any spending in excess of your credit limit, charges for dishonoured cheques, late payment or referral charges and American Express Credit Card finance charges. Written details available on request.
3. Subject to availability. Taxes, fees and charges remain payable. Terms and Conditions apply. Once members reach the applicable billed expenditure target on their BA/Amex Card (the “Target”), they will receive a Companion Voucher, which must be exchanged for a Companion Ticket and outbound travel taken within 12 months from date of issue. Cardmembers must have accrued the Target within a 12 month period ending each year on the anniversary of their Promotion Commencement Date. Companion Vouchers cannot be used in conjunction with any other promotion. One additional Companion Ticket per Cardmember per year. Companion Tickets are not extendable. Redemption Flights and Companion Tickets may only be used for flights on British Airways mainline services which have a BA prefixed flight number. Travel on franchisee, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time as the outward journey is booked. All travel must originate in and return to the UK.
4. Additional Cardmembers must be 18 years or over.
5. When you use your Card online you will not be held responsible for unauthorised charges.
6. a) Travel Accident Benefit: Up to £75,000 per event when you use the Card to pay in full for public transport. Exclusions apply. See Summary of Benefits for full details and requirements. b) Purchase Protection Benefit: Up to £20,000 for every 365-day period, for eligible items stolen or accidentally damaged within 90 days of purchase. Exclusions apply. See Summary of Benefits for full details and requirements. c) Refund Protection Benefit: Up to £200 per item and £750 for every 365-day period, should a UK retailer refuse a refund for any eligible items within 90 days of purchase. Exclusions apply. See Summary of Benefits for full details and requirements. d) American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate as its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example travel insurance benefits. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document which will be provided with your Card.