Benefits and features

Collect 1,000 bonus Avios when you spend £500.

The British Airways American Express® Credit Card is the Card that enables you to collect Avios on everyday spend. Representative 19.9% APR variable.


Earn Avios faster

  • Collect 1,000 bonus Avios when you spend £500 within the first 3 months of Cardmembership.1
  • Collect 1 Avios for virtually every £1 you spend.2
  • If you’re not an Executive Club member already, you will automatically be enrolled when you get your British Airways American Express Card. That means you can collect even more Avios on British Airways flights, BA Holidays, selected car rentals and hotels as well as through other British Airways Executive Club partners.

Get a Companion Voucher

Redeem your Avios on a British Airways flight, and if you've spent £20,000 on your Card in one year, we'll give you another ticket for a companion, for the same flight and cabin.3


Frequently asked questions


Card membership benefits

American Express Preferred Seating
Get access to some of the best seats at some of the hottest music, theatre and film events, often before they go on general sale, with American Express Preferred Seating.4


Share the benefits
Complimentary Additional Cards for your friends and family to help you clock up Avios even faster.5


Online Fraud Guarantee
Shop online with confidence. You will not be held responsible for unauthorised online purchases.6


Travel Accident Insurance
You'll receive a generously enhanced level of up to £250,000 worth of Travel accident insurance when you use the Card to book public transport or scheduled flight tickets.7


Purchase Protection
For eligible items which are stolen or damaged accidentally, Purchase Protection will replace, repair or refund the item for up to 90 days after the date of purchase.7


Refund Protection
Assured product satisfaction. Should any UK retailer refuse you a refund for any eligible items within 90 days of purchase, American Express will refund the purchase price.7


Emergency Card Replacement
Should your Card be lost, damaged or stolen, American Express can get a replacement to you virtually anywhere in the world.


  1. 1,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £500 on goods and services to the account within three months of account opening.  Please note this offer is subject to change. Please note that it can take up to four weeks for bonus Avios to be awarded to your account.

  2. For the Credit Card, you will be awarded 1 Avios for virtually every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and
    American Express Credit Card finance charges. Written details available on request.

  3. Subject to availability. Taxes, fees and charges remain payable on the British Airways (BA) American Express (Amex) Card. British Airways Executive Club Terms and Conditions apply and can be found at ba.com/conditions. Once Cardmembers reach the applicable billed expenditure target on their BA/Amex Card (the “Target”), they will receive a Companion Voucher. The Voucher can only be used by the main Cardmember, who must select/advise at the time of booking that they wish to redeem their Companion Voucher. Companion Vouchers can only be used when redeeming Avios for a BA reward flight, paid in full with Avios. All vouchers will be issued in the name of the main BA/Amex Cardmember who must travel with their companion on any booking made with the Voucher. The Companion Voucher is only valid if it has been acquired in accordance with the rules of this promotion. Companion Vouchers must be exchanged for a return ticket and all outbound travel from the UK must be taken before the expiry date of the Voucher(s), which is 12 months from the date of issue for Classic and Premium Cardmembers and 24 months from the date of issue for Premium Plus Cardmembers. Only Premium Plus Cardmembers can redeem two Companion Vouchers when booking a return flight for four passengers without incurring the flight price for two persons travelling on that same flight. Companions must travel with the Cardmember on both the outbound and inbound journeys. Tickets booked by phone need to be booked at least 48 hours in advance. The Target varies depending on the type of BA/Amex Card that the Cardmember holds: Classic Cardmembers – £20,000, Premium Cardmembers - £15,000, Premium Plus Cardmembers - £10,000. Cardmembers must have accrued the Target within a 12-month period ending each year on the anniversary of their Card approval date. Spend from the previous anniversary year will not be carried over. Spend towards the Voucher must be charged to the account before the anniversary date. Any spend on the Card made before the anniversary date but not charged to the account until after the anniversary date will not be eligible. Anniversary date details can be found on the Card account statements, or online by logging in at americanexpress.co.uk or by calling the number on the back of the Card. Companion Vouchers cannot be used in conjunction with any other promotion. One Companion Voucher per main Cardmember per year. Companion Vouchers are not extendable. Reward Flights and Companion Vouchers may only be used for flights on British Airways mainline services which have a BA prefixed flight number. Travel on franchises, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time as the outward journey is booked. All travel must originate in and return to the UK. The Voucher helpline is 0844 493 0750 open 7:30am – 8pm 7 days a week. The promoters are British Airways Plc, Waterside, Speedbird Way, Harmondsworth, UB7 0GB. Registered in England 1777777 and American Express Services Europe Limited, Registered office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX, UK, Registered in England and Wales Number: 1833139.

  4. For more information on American Express Preferred Seating please visit amex.co.uk/access.

  5. Additional Cardmembers must be 18 years or over.

  6. When you use your Card online you will not be held responsible for unauthorised charges.

  7. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

Written details are available on request. Subject to terms and conditions. Applicants must be 18 years old or over. Approval subject to status. The information relating to the financial benefits and services of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies. Insurance policy terms and conditions apply. British Airways Plc registered in England & Wales company no. 1777777 of Waterside, PO Box 365, Harmondsworth, West Drayton, Middlesex UB7 0GB, is an introducer appointed representative, for insurance mediation activities only, of American Express Insurance Services Europe Limited.

Registered Office: The British Airways American Express Cards are offered by American Express Services Europe Limited. Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Company Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 [415532] for the provision of payment services.